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Author Archives: Samantha Dammer

Tampa Businesses Face Chapter 11 Bankruptcy Amid Tariff Strains: Amazon Sellers Hit Hard by China Trade Tensions

By Samantha L. Dammer |

  The ripple effects of ongoing U.S.-China trade tensions have reached Tampa Bay, where an increasing number of small- to mid-sized businesses—particularly Amazon storefront operators—are seeking Chapter 11 bankruptcy protection. As tariffs disrupt global supply chains and inflate the cost of doing business, companies that rely heavily on Chinese imports are finding themselves financially… Read More »

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Tampa Businesses Struggling with EIDL Loans: How Chapter 7 Bankruptcy Can Prevent Treasury Collections

By Samantha L. Dammer |

  TAMPA, FL — As pandemic-era relief programs wind down, many small businesses in Tampa find themselves in a financial bind. One major source of distress: Economic Injury Disaster Loans (EIDLs). These federal loans, issued by the U.S. Small Business Administration (SBA), provided vital funding during COVID-19 shutdowns — but now, thousands of Tampa… Read More »

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How Florida Franchise Business Owners Can Seek Relief from Creditors in Bankruptcy

By Samantha L. Dammer |

How Florida Franchise Business Owners Can Seek Relief from Creditors in Bankruptcy Running a franchise in the Tampa Bay area can be a rewarding business venture, but like any business, it comes with financial risks. Unexpected downturns, operational challenges, or even external factors like economic shifts can put franchise owners in a difficult financial… Read More »

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SBA Loan Interest Rates and Small Business Bankruptcy: A Challenge for Tampa Entrepreneurs

By Samantha L. Dammer |

Understanding SBA Loans in Tampa Small Business Administration (SBA) loans are a lifeline for many small business owners in Tampa. They provide essential funding needed to start, sustain, or expand a business. However, when SBA loan interest rates increase, it can throw a wrench into the plans of local entrepreneurs. Imagine trying to keep… Read More »

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Hurricane Damage to Tampa Bay Businesses and Creditors

By Samantha L. Dammer |

When Storms Strike: A Tampa Bay Business Faces Bankruptcy After Hurricane Damage Hurricanes are forces of nature that can change lives overnight. For many Tampa Bay businesses, these storms bring more than just rain and wind; they bring financial struggles and tough decisions. One local business recently crumbled under the pressure of hurricane damage,… Read More »

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Florida’s Increased Vehicle Exemption

By Samantha L. Dammer |

Unlocking Financial Freedom: Florida’s $5,000 Vehicle Exemption in Bankruptcy Filing for bankruptcy can feel like standing at the edge of a cliff. The fear of losing everything might grip you tight. But wait! In Florida, there’s a safety net—specifically for those who own vehicles. The $5,000 vehicle exemption can help you keep your ride… Read More »

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Financial Relief for Medical Practices in Florida

By Samantha L. Dammer |

Financial Struggles Faced by Small Medical Practices in Covid-Stricken Florida Introduction The Covid-19 pandemic has had a profound impact on small medical practices in Florida, creating a myriad of financial challenges that were previously unforeseen. In this article, we will delve into the specific issues that small medical practices in Florida are facing as… Read More »

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In Bankruptcy Because of Seller Fraud in a Purchased Business

By Samantha L. Dammer |

All too often we meet clients who moved down to Florida with hopes of being in business for themselves. The story is the same each time.  Sadly, a bad business purchase can lead to the loss of life savings, retirement funds, and personal bankruptcy. Meet “Bob” from Michigan. Bob worked in the corporate world… Read More »

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Chapter 7 for The Small Business Owner

By Samantha L. Dammer |

Chapter 7 Bankruptcy for The Small Business Owner Part One:  Why Would a Small Business Need to File A Bankruptcy? A colleague asked me this morning why a small business would need to file a bankruptcy, instead of simply closing down and walking away.  Of course the owner might be facing personal guarantees for… Read More »

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Closing a Restaurant in Tampa Bay

By Samantha L. Dammer |

Closing a Restaurant or Bar in Tampa Bay? The COVID-19 virus has wreaked financial havoc for bars and restaurants in Tampa.   On  March 17, 2020, the Governor ordered all bars to be closed temporarily, and restaurants could only provide take-out services.  Many business owners decided to close down completely.  This was of course a… Read More »

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