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Category Archives: business dissolution

SBA Loan Interest Rates and Small Business Bankruptcy: A Challenge for Tampa Entrepreneurs

By Samantha L. Dammer |

Understanding SBA Loans in Tampa Small Business Administration (SBA) loans are a lifeline for many small business owners in Tampa. They provide essential funding needed to start, sustain, or expand a business. However, when SBA loan interest rates increase, it can throw a wrench into the plans of local entrepreneurs. Imagine trying to keep… Read More »

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Financial Relief for Medical Practices in Florida

By Samantha L. Dammer |

Financial Struggles Faced by Small Medical Practices in Covid-Stricken Florida Introduction The Covid-19 pandemic has had a profound impact on small medical practices in Florida, creating a myriad of financial challenges that were previously unforeseen. In this article, we will delve into the specific issues that small medical practices in Florida are facing as… Read More »

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In Bankruptcy Because of Seller Fraud in a Purchased Business

By Samantha L. Dammer |

All too often we meet clients who moved down to Florida with hopes of being in business for themselves. The story is the same each time.  Sadly, a bad business purchase can lead to the loss of life savings, retirement funds, and personal bankruptcy. Meet “Bob” from Michigan. Bob worked in the corporate world… Read More »

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Chapter 7 for The Small Business Owner

By Samantha L. Dammer |

Chapter 7 Bankruptcy for The Small Business Owner Part One:  Why Would a Small Business Need to File A Bankruptcy? A colleague asked me this morning why a small business would need to file a bankruptcy, instead of simply closing down and walking away.  Of course the owner might be facing personal guarantees for… Read More »

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Bar/Tavern Chapter 11 Bankruptcy

By Samantha L. Dammer |

Anyone who currently owns or is thinking about opening a bar or tavern in the Tampa Bay area knows just how popular these establishments are with residents and visitors alike. For example, a list on TripAdvisor shows that bars, taverns, and pubs such as Coppertail Brewing Company, World of Beer, Clooney’s Wine Bar, and… Read More »

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Business Disputes Being Handled in Bankruptcy Court

By Samantha L. Dammer |

If your business has filed for Chapter 11 bankruptcy protection in Tampa, what happens when a business dispute arises during the bankruptcy proceedings? For example, if you own a small company in the Tampa Bay area and are seeking to discharge your business debts through bankruptcy and an entity with whom you have been… Read More »

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Closing a Restaurant in Tampa Bay

By Samantha L. Dammer |

Closing a Restaurant or Bar in Tampa Bay? The COVID-19 virus has wreaked financial havoc for bars and restaurants in Tampa.   On  March 17, 2020, the Governor ordered all bars to be closed temporarily, and restaurants could only provide take-out services.  Many business owners decided to close down completely.  This was of course a… Read More »

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Retail Commercial Leases in Chapter 11 Small Business Cases

By Samantha L. Dammer |

If you run a small business in the Tampa Bay area and are considering Chapter 11 bankruptcy, we know that you have many questions about moving forward with your business. For instance, can you keep your business open throughout Chapter 11 bankruptcy? Will any of your business assets need to be liquidated? And perhaps… Read More »

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Chapter 7 Bankruptcy on a Small Business: What Will Happen to the Business Equipment?

By Samantha L. Dammer |

If you own a small business in the Tampa Bay area and are thinking about filing for Chapter 7 bankruptcy, we understand that you have questions about what will happen to the business property. For instance, if you small business is a restaurant in downtown Tampa and you have a substantial amount of kitchen… Read More »

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Business Lender and Personal Guarantees

By Samantha L. Dammer |

When a Business fails, what can happen to the owner? Here are some common questions and answers about personal guarantees on business debt. Question:  What are the basics every business owner needs to know about personal guarantees? Answer: Normally when a business owner signs a loan on behalf of its business, the creditor can… Read More »

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