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Category Archives: chapter 7

Financial Relief for Medical Practices in Florida

By Samantha L. Dammer |

Financial Struggles Faced by Small Medical Practices in Covid-Stricken Florida Introduction The Covid-19 pandemic has had a profound impact on small medical practices in Florida, creating a myriad of financial challenges that were previously unforeseen. In this article, we will delve into the specific issues that small medical practices in Florida are facing as… Read More »

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Chapter 11 Bankruptcy And PPP Loans, SBA Loans

By Samantha L. Dammer |

The SBA has begun pursuing collections against small businesses for the EIDL loans that were not forgiven. In the Tampa Bay area, we are seeing a lot of businesses having to appeal decisions made by the SBA regarding their forgiveness applications.  Fortunately there are legal options. Businesses throughout the Tampa Bay area that have… Read More »

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SBA Loans and How Collateral on Real Estate Works in a Bankruptcy

By Samantha L. Dammer |

Businesses throughout the Tampa Bay area applied for loans through the U.S. Small Business Administration (SBA) as a result of losses caused by the COVID-19 pandemic. Some types of SBA loans disbursed through the CARES Act, and which may be newly available to business owners in a second round of lending, do not require… Read More »

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COVID Medical Expenses and Discharges Medical Bills in Chapter 7 Bankruptcy

By Samantha L. Dammer |

Millions of Americans are experiencing significant financial difficulties as a result of the pandemic and are considering bankruptcy.  This is including individuals and small business owners in the Tampa Bay area. For many Tampa-area residents, financial problems are compounded by illness due to COVID-19. To be sure, a large number of people in Florida… Read More »

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What Happens When a Business Got SBA Loans and Later Went through Bankruptcy?

By Samantha L. Dammer |

In Spring of 2020 and later, many businesses throughout the Tampa Bay area received SBA loans as a form of COVID-19 relief. Those loans included loans through the Economic Injury Disaster Loans (EIDL) program and Paycheck Protection Program (PPP) loans. For some of those businesses, the loans were sufficient to cover the significant losses… Read More »

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Personal Guarantees on Commercial Leases When a Business Closes or Files Chapter 7

By Samantha L. Dammer |

When a business in the Tampa Bay area is struggling to pay its debts and to keep its doors open, the business owners might be considering the possibility of business bankruptcy or closure. For many businesses, Chapter 11 bankruptcy is the best option because it allows the business to remain open while reorganizing debts… Read More »

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In Bankruptcy Because of Seller Fraud in a Purchased Business

By Samantha L. Dammer |

All too often we meet clients who moved down to Florida with hopes of being in business for themselves. The story is the same each time.  Sadly, a bad business purchase can lead to the loss of life savings, retirement funds, and personal bankruptcy. Meet “Bob” from Michigan. Bob worked in the corporate world… Read More »

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SBA Loan Forgiveness and Bankruptcy | PPP Loan Discharge

By Samantha L. Dammer |

Many small businesses in the Tampa Bay area applied for and have received SBA loans, including funding that has come from the Paycheck Protection Program (PPP) and the Economic Injury Disaster Loan (EIDL) program. In theory, if these businesses meet the requirements outlined by the U.S. Small Business Administration (SBA), they can be eligible… Read More »

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Bankruptcy Fraud and Hiding Assets

By Samantha L. Dammer |

Whether you are an individual who is thinking about filing for Chapter 7 or Chapter 13 bankruptcy, or if you are a small business owner in the Tampa Bay area and are considering Chapter 7 bankruptcy or Chapter 11 bankruptcy, it is important to understand how hiding assets could result in bankruptcy fraud charges…. Read More »

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Filing Bankruptcy in Florida if You Moved from Another State | Bankruptcy Residency

By Samantha L. Dammer |

Did you move to Florida relatively recently? Did you move at a point at which you were struggling with debt and considering consumer bankruptcy, but you decided to see if a new location and a new job in the Tampa Bay area could help you get your finances back on track? Many Tampa Bay-area… Read More »

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