Recent Blog Posts


Chapter 11 Bankruptcy: Stopping Factoring Companies and Companies with Consent Judgments from Collecting from the Business Bank Account

By Samantha L. Dammer, Esq. |

When a business files for bankruptcy and wants to remain open, it will typically file for Chapter 11 bankruptcy. Chapter 11 bankruptcy is a reorganization type of bankruptcy that allows a company to remain operational while it develops a repayment plan for its debts. If the business meets the terms of the repayment plan—typically… Read More »


The HAVEN Act and Veterans Benefits in Bankruptcy

By Samantha L. Dammer, Esq. |

For veterans in Florida who need bankruptcy protection and are considering filing for Chapter 7 bankruptcy, the prospect of passing the “means test” can be complicated and, in some cases quite difficult, given the way in which current bankruptcy law requires courts to consider certain veterans’ benefits as part of a veteran’s income. In… Read More »


What Happens if a Small Business Chapter 11 Bankruptcy Has to Get Converted Into a Chapter 7?

By Samantha L. Dammer, Esq. |

Many businesses in the Tampa Bay area, like restaurants and retail establishments, realize that they are having difficulty paying their bills and managing the upkeep of the business. In some cases, a business’s financial problems are seasonal. For example, a restaurant might struggle during the spring and summer months when fewer tourists and part-time… Read More »


Debtor-in-Possession Bank Accounts and Rules: What Happens When You File a Chapter 11 for a Small Business?

By Samantha L. Dammer, Esq. |

What happens when a small business in the Tampa Bay area files for Chapter 11 bankruptcy, in particular the debtor-in-possession bank account? What rules does the debtor have to follow? In order to understand the answers to these questions, it is important to learn more about Chapter 11 bankruptcy for small businesses and to… Read More »


Collecting a Judgment Against a Corporation After Chapter 7 Bankruptcy

By Samantha L. Dammer, Esq. |

Corporations, as well as individuals, can file for Chapter 7 bankruptcy in order to have debts discharged. For both businesses and consumers who file for Chapter 7 bankruptcy, there are certain protections associated with filing for bankruptcy, including the automatic stay, which prevents creditors from continuing to collect on debts as soon as the… Read More »


Tampa/Florida Chapter 7 Bankruptcy and What Happens to Liquor Licenses

By Samantha L. Dammer, Esq. |

Many bars and restaurants that open in Tampa end up having significant financial difficulties, and many end up realizing that they have more debts than they can adequately manage. In some cases, restaurants and bars may be able to reorganize their debts through Chapter 11 bankruptcy, which also allows the business to keep its… Read More »


Chapter 11 for Restaurants and Handling Payroll Taxes

By Samantha L. Dammer, Esq. |

Bar and restaurant owners in the Tampa Bay area know how much effort it takes to run a successful business. Even the most hardworking restaurant owners can struggle with debt, and they may need to seek help from a bankruptcy lawyer in order to get back on track. You will first need to decide… Read More »


Bar/Tavern Chapter 11 Bankruptcy

By Samantha L. Dammer, Esq. |

Anyone who currently owns or is thinking about opening a bar or tavern in the Tampa Bay area knows just how popular these establishments are with residents and visitors alike. For example, a list on TripAdvisor shows that bars, taverns, and pubs such as Coppertail Brewing Company, World of Beer, Clooney’s Wine Bar, and… Read More »


Protecting Business LLC Interests in a Personal Chapter 7 Bankruptcy

By Samantha L. Dammer, Esq. |

Business owners in the Tampa Bay area often file for Chapter 7 bankruptcy. In some cases, those business owners have a sole proprietorship, which is a type of business in which company and personal financial assets are linked. In other words, the business is directly tied to the individual, and the individual’s personal debts… Read More »


Why a Chapter 7 Debtor Should Never Sign a Reaffirmation Agreement

By Samantha L. Dammer, Esq. |

For debtors in the Tampa Bay area who are thinking about filing for Chapter 7 bankruptcy, it is important to learn more about reaffirmation agreements and how they can affect your bankruptcy discharge. As you may know, Chapter 7 bankruptcy is also called liquidation bankruptcy, which refers to the fact that a debtor’s assets… Read More »